90-day CFP study plan
A sample calendar skeleton — not an official timetable. Stretch or compress weeks using your hours-per-week and diagnostic scores. Unlike multi-part licences, CFP is a single integrated exam. Use MiloPrep tools to plan hours for CFP alongside practice in the app.
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Start your CFP practice
MiloPrep will cover every CFP sitting under one subscription.
Horizon
90 days
Sittings in plan
1
Weekly hours
You choose
Core loop
Diagnose → drill → timed
Who this fits
Fits you if
- Financial planners and advisers serving individual clients who want the CFP certification’s comprehensive planning standard.
Skip if
- Candidates focused on institutional portfolio management (CFA), alternatives (CAIA), or IRS representation (EA) as their primary career path.
Six phases
Step 1
Days 1–15 — Map and baseline
Skim every CFP content outline and take a short diagnostic per sitting you will attempt first. Log weak areas by topic weight, not by chapter title. Confirm windows on CFP Board.
Step 2
Days 16–45 — Heavy practice
Investment and retirement planning carry large shares. Do not spend equal weeks on every domain. Retest errors within 72 hours so the loop is closed before you move on.
Step 3
Days 46–60 — Second sitting prep or deepen
Deepen weak domains with mixed sets and one weekly timed block near published length.
Step 4
Days 61–75 — Timed blocks
Combine tax, insurance, retirement, and estate facts in one case. Isolated quizzes are not enough. Protect sleep and review only missed patterns.
Step 5
Days 76–85 — Peak mocks
Run two continuous practices near the next sitting length. Compare misses to the published weight table and cut low-yield rabbit holes.
Step 6
Days 86–90 — Taper
Light review of high-weight domains and ethics/standards where relevant. Do not open brand-new topic trees in the final 48 hours.
CFP study-week checklist
- Open the CFP hub and mark which sittings you will book first.
- Spend at least one block on Comprehensive examination high-weight topics.
- Run one mixed set, then log every stem you missed with the correct rule.
- Schedule one timed block near published sitting length this week.
- Revisit one troubleshooting symptom from the hub and apply the next step.
Retirement income sequencing: Practise Social Security, account types, and withdrawal order together - the exam loves combined constraints.
Tax-aware investment choices: Ask which account and which lot the household should use. Asset location is a common integration point.
If topic quizzes high, full mocks low, Replace two topic blocks this week with full household cases.
If estate and insurance always lag, Schedule fixed weekly blocks for those domains proportional to weight.
| Approach | Best for | Watch-out |
|---|---|---|
| Part-by-part sprint | Candidates sitting one CFP part soon | Leaving neighbouring topics cold |
| Weight-first calendar | Working professionals with limited hours | Skipping format practice |
| Full mock weeks | Final 3–4 weeks before a sitting | Using mocks before a baseline exists |
Sitting checklist
| Part | Focus reminder |
|---|---|
| Comprehensive examination | One comprehensive exam across the financial planning process. 170 multiple-choice questions, using stand-alone items, short scenarios, and c |
Confirm numbers on official pages
Question count, session length, and principal knowledge topic weights come from CFP Board exam materials. The exam is a single comprehensive assessment delivered in two sessions. Topic weights are published as approximate percentages and can be updated when CFP Board revises the content outline.
How we review structure facts
MiloPrep cites awarding-body materials for CFP. Fees and pass rates are excluded when they move too often to state as facts.
Get the CFP practice library
Sign up for MiloPrep for adaptive CFP drills in the app.
- Mapped practice across every CFP sitting
- Weak-area targeting instead of random question dumps
- One expanding study system across professional exams
Create your account to start practicing.
Next steps
CFP FAQs
- Is the CFP exam one part or multiple parts?
- One comprehensive exam delivered in two three-hour sessions, not a multi-part licence like CPA or CFA levels.
- How many questions are on the CFP exam?
- 170 multiple-choice questions, per CFP Board exam details.
- What topics carry the most weight?
- Published principal knowledge topic weights put large shares on investment planning and retirement savings and income planning. See the topic table on this page.
- Does MiloPrep cover the full CFP exam?
- Yes. The all-access subscription includes comprehensive CFP practice under one plan.
- Where do these CFP facts come from?
- From CFP Board exam detail and content outline pages linked in the official source callout.
- How many sittings does the CFP exam include?
- CFP is structured as 1 comprehensive exam. On this site we track 1 sitting: Comprehensive examination. Confirm current windows on CFP Board pages.
- What question format should I expect on CFP Comprehensive examination?
- Comprehensive examination uses Stand-alone, short-scenario, and case-study MCQs across about 170 scored items, with roughly 360 minutes of content time. Always re-check CFP Board before you book.