90-day CFP study plan: a complete review calendar

For the first 12 weeks, the example budget is 14 hours per week: four 90-minute weekday blocks plus two four-hour weekend blocks. The final six days total six hours. Move the blocks to fit your calendar while retaining time for review, not just answering questions.

The weeks with full rehearsals need a different arrangement. Reserve six testing hours plus the scheduled break, then use the remaining study budget to analyze answers and repair weaknesses. Do not add a mock on top of an already full calendar without making room for it.

Do not compress missed instruction into a single exhausted weekend. Identify whether the gap affects one technique or an entire domain, and replace a lower-priority review block with targeted work. Keep at least one mixed set so repaired topics remain connected.

If your available hours or diagnostic results make the final rehearsals unrealistic, extend the preparation period or revisit the exam date under the official change policy. Completing boxes in a calendar does not establish exam readiness.

The 174-hour calendar is a worked planning example. Before adopting it, put work, travel, family obligations and the exam appointment on the same calendar. Count available focused blocks rather than assuming every evening is usable. Keep the education-verification and registration deadlines outside the study-hour budget so they cannot disappear inside a busy week.

If you have 10 hours a week, this plan’s total represents about 17.4 weeks of work, not 13. Compressing every activity into 90 days would change the plan substantially. Reconsider the target sitting or the amount of review required after a diagnostic. Do not remove entire domains simply to make the arithmetic fit.

Use the first week to test the schedule. If a two-hour block consistently produces only 45 minutes of attentive work, update the remaining plan. A useful schedule describes what you will finish and how you will check it, not just time spent next to an open book.

Separate essential repair from repetition you already understand. Suppose a missed week leaves 14 hours of unfinished work and there are seven weeks remaining. Adding two hours each week would recover the planned time arithmetically, but only if those hours are genuinely available. Otherwise choose a different schedule rather than silently accumulating an impossible backlog.

Keep a small recurring mixed set while repairing a weak domain. Replacing every session with the same weak topic can make yesterday’s strengths disappear. At the end of each week, write one method you can now explain, one recurring error and one adjustment for the next week.

In the final stage, use unfamiliar material and a realistic session structure to expose pacing issues. A rehearsal should inform what to repair and when to move on. It is not a pass guarantee, and a familiar question bank percentage is not an official passing threshold.